IndustriesBFSI

Digital banking, built for every customer - and every regulator.

We design for the complexity of financial regulation and the simplicity that customers and merchants actually need - simultaneously. SBI Payments taught us what real scale and compliance demands.

Built toRBIPCI DSSISO 27001SOC 2
banking.portal
Transactions · live
50M+
txns
12
channels
99.9%
uptime
SB
NP
RB
PCI DSS
Certified
Uptime
99.9%
0M+
transactions processed
0+
years in regulated finance
0%
lower onboarding drop-off
0%
uptime SLA
Trusted by teams across regulated, high-stakes industries
SBI PaymentsNPCIRBI-regulated NBFCsUPLCSMVS MuseumThe Mumbai ZooOneStop NDTEdge CRM
Who we build for

The financial institutions we help modernise.

BFSI is a layered ecosystem of banks, networks, lenders and insurers - each governed by its own regulator and risk appetite. We build for every layer of the stack.

01
Banks & Payment Networks

Merchant onboarding, digital banking portals, and channel platforms built for national scale.

02
NBFCs & Lending

Loan origination, eKYC, and collections workflows that stay inside RBI norms.

03
Insurance & InsurTech

Policy issuance, claims journeys, and agent portals that cut cycle time.

04
Fintech & UPI Players

NPCI/UPI-aligned apps, wallets, and merchant tools that scale on launch day.

05
Capital Markets & Wealth

Onboarding, KYC, and dashboards for brokerages, AMCs, and advisory platforms.

06
Payment Aggregators & PSPs

Reconciliation, settlement, and reporting systems that hold up under audit.

What we build

Secure financial platforms, end to end.

Onboarding & Compliance
Merchant & customer onboardingeKYC / video KYCAML & risk screeningAudit trails & reporting
Security & Access
Role-based access controlEncryption & key managementPCI DSS-ready hardeningFraud & anomaly monitoring
Core & Payments
Core-banking integrationUPI / NPCI railsSettlement & reconciliationPayment gateway APIs
Data & Insight
Dashboards & MISRegulatory reportingPortfolio & risk analyticsOpen banking APIs
Services we bring to BFSI

The capabilities behind every platform we ship.

→
UI/UX Design

Dense financial workflows turned into interfaces people finish.

→
Mobile App Development

Secure native & cross-platform banking apps that scale.

→
Web Application Development

Portals and back-offices built to stay secure under load.

→
Systems Integration

Core banking, UPI, and third-party APIs connected cleanly.

→
Edge CRM

Relationship and pipeline management for financial teams.

→
AEO / GEO / SEO

Be found by customers in Google and AI search.

Why teams choose us

Built for scrutiny, scale, and regulated finance.

01
Compliance by design

RBI, PCI DSS, and audit requirements built into the architecture - not bolted on before launch.

02
Security that scales

ISO 27001-aligned engineering, encryption, and access controls trusted by national institutions.

03
Complexity made simple

Dense workflows - onboarding, KYC, reconciliation - turned into interfaces people finish.

04
Proven at national scale

We rebuilt merchant onboarding for SBI Payments, India's largest payments network, and cut drop-off by a third.

05
Data localisation ready

Architected for RBI data-residency and India DPDP requirements from the first commit.

06
Audit-ready always

Traceability, logging, and reporting built in, so regulatory reviews never trigger a rebuild.

Standards & practices we build to

Built to the standards regulated finance demands.

Security, compliance, and traceability are structured into how the system is built - not added before go-live.

✦RBI guidelines✦PCI DSS✦ISO 27001✦SOC 2✦NPCI / UPI✦India DPDP Act✦KYC / eKYC✦ISO 22301✦Data localisation✦GDPR
Featured BFSI case

SBI Payments merchant onboarding.

Merchant onboarding platform
33%
lower drop-off
50M+
merchants served
Fully compliant
RBI & PCI DSS by design

A ground-up onboarding redesign for India's largest payments network.

The problem

Merchants abandoned a dense, multi-step onboarding journey, while compliance and reconciliation demands left no room for shortcuts or error.

What we built

A ground-up redesign of the merchant onboarding journey for India's largest payments network - cutting drop-off by a third while staying fully within compliance.

What clients say

Trusted by institutions that move millions.

“

They rebuilt our merchant onboarding end to end and cut drop-off by a third - without ever putting a compliance requirement at risk.

VS
Vikram Shah
VP Product · Payments Network
“

Security and audit-readiness were treated as first-class from day one. Our RBI review was the smoothest we have had.

PN
Priya Nair
Head of Compliance · NBFC
“

A rare partner that understands financial regulation as deeply as the technology behind the product.

RM
Rohit Menon
CTO · InsurTech
Frequently asked

BFSI questions, answered.

Do you build to RBI and PCI DSS requirements?

Yes - compliance is built into the architecture. We engineer to RBI guidelines and PCI DSS as a baseline, validated before go-live.

Yes. Core-banking integration, NPCI/UPI rails, settlement, and third-party payment APIs are core to our BFSI work.

We design eKYC and video-KYC journeys and full onboarding flows - as we did for SBI Payments, cutting drop-off by a third.

We build to ISO 27001-aligned practices with encryption, access controls, and audit trails from the start, so reviews do not require rework.

Yes - we architect for RBI data-residency and India DPDP Act requirements from the first commit.

We architect for peak load so platforms stay stable across millions of merchants and transactions, proven at SBI Payments.

Building something the regulator will read closely?

Tell us where customers or merchants get stuck - onboarding, KYC, reconciliation, legacy cores - and we will map a compliant path forward.

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